Mix the yogurt, fruit, and nuts in a bowl
Prepare a mini muffin pan
Melt the chocolate chips or fudge to a consistency that's spreadable
Mix the granola into the chocolate mix, yogurt mix, or it can spread it as a separate layer between the two
Add 1 -2 tablespoons of chocolate to each mini-muffin tin. Top with the yogurt mix
Cover with plastic wrap and place in freezer until frozen.
Before eating, remove from freezer and let thaw for 5-10 minutes. Store in an airtight container in the freezer.